As we enter into the homestretch of 2017, its time to update everyone on our spending percentages from the last three months. Despite our monthly updates on "buying nothing new," I am still posting our spending rate, because the spending rate articles focus on reaching a savings goal.
Nothing New Challenge: Month 2 Update
Talk about a busy month! Not only is school in full motion, but we were quite the travelers in the month of September. There were five weekends in the month of September and we spent a portion of 4 out of 5 of them in a different city/state.
Three Reasons We Use Credit Cards
Many years ago, I got myself into a large amount of consumer debt and had to climb myself out. I was sloppy with my money and lived outside of my means. I'd been down that road of overspending and I used my credit card to dig that hole. From using my college ID to charge snacks in college to maxing out my credit cards a few years later, I was not the right person at that time to have a credit card.
Is Student Loan Forgiveness Worth It?
Since March, I have been taking time to focus on articles about student loan forgiveness. From an article about how I used Student Loan Forgiveness to pay off $22,500 of student loans to articles detailing the steps needed to successfully have your student loans forgiven. In all of these articles, I focused on the facts of the topic, but I never gave my opinion of utilizing student loan forgiveness. Student loan forgiveness is great in theory, but is it worth it?
Investing Tools: The REIT
A couple of years ago, I first discovered a REIT (Real Estate Investment Trust) as an investment. I discovered this type of investment by reading "Become a Lazy Landlord - with REITs." by Mr. Money Mustache. His article was very intriguing and got me excited about the option of investing in a REIT.