Three Reasons We Use Credit Cards

Three Reasons We Use Credit Cards

Many years ago, I got myself into a large amount of consumer debt and had to climb myself out. I was sloppy with my money and lived outside of my means. I'd been down that road of overspending and I used my credit card to dig that hole. From using my college ID to charge snacks in college to maxing out my credit cards a few years later, I was not the right person at that time to have a credit card.

Is Student Loan Forgiveness Worth It?

Is Student Loan Forgiveness Worth It?

Since March, I have been taking time to focus on articles about student loan forgiveness. From an article about how I used Student Loan Forgiveness to pay off $22,500 of student loans to articles detailing the steps needed to successfully have your student loans forgiven. In all of these articles, I focused on the facts of the topic, but I never gave my opinion of utilizing student loan forgiveness. Student loan forgiveness is great in theory, but is it worth it?