Money Saving Tips

15-Year Mortgage vs. 30-Year Mortgage

15-Year Mortgage vs. 30-Year Mortgage

Personally, I don’t like being in debt and I personally don’t like paying interest charges.  A house is a big ticket item that my wife and I will purchase using a mortgage, but we will only take out a 15-year mortgage, because the math is just so obvious about how much you save when compared to a 30-year mortgage.  There are two reasons why I prefer a 15-year mortgage.

I Took the MMM Biking Challenge

I Took the MMM Biking Challenge

In October of 2011, MMM challenged his readers to use a bike trailer to get groceries.  This article gave a great personal experience from Mrs. Money Mustache, who for the first time biked to get groceries.  It was a great article that inspired me to try it out.  One problem: I don’t have a bike trailer.  So, I took the challenge by biking down the road with nothing but a book bag.  Here is my story of taking the MMM challenge in the spring of 2015.

How Mr. Money Mustache Helped Me Build My Saving Muscle

How Mr. Money Mustache Helped Me Build My Saving Muscle

As mentioned in an earlier article, Mr. Money Mustache is a blogger who retired at the age of 30.  He teaches multiple strategies on how to destroy consumerism and grow your ‘stash.  This is my story of how Mr. Money Mustache helped me build my saving muscle.